Product Manager - SME Lending Lead
Renmoney • Lagos, Lagos, Nigeria
Posted: September 29, 2026
Job Description
We are scaling our SME Lending direction and looking for a Product Manager - Lending Lead who can own the product end-to-end and drive measurable growth from day one.
This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients.
We expect first tangible outcomes within 6–8 weeks.
What You’ll Do
- Own the SME Digital Lending product lifecycle end-to-end
- Improve risk models, approval flows, and credit decision logic
- Optimize acquisition and distribution channels
- Drive portfolio growth while balancing risk and profitability
- Prioritize based on data, unit economics, and business impact
- Work closely with Risk, Data, Engineering, Operations, and Commercial teams
- Adapt proven international lending practices to the Nigerian market
- 4–7 years of Product Management experience
- Strong background in lending for SME / B2B clients
- Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.)
- Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics
- Proven track record of scaling lending products
- Strong stakeholder management skills
- Highly data-driven decision-making approach
- Fluent English
Additional Content
We are scaling our SME Lending direction and looking for a Product Manager - Lending Lead who can own the product end-to-end and drive measurable growth from day one.
This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients.
We expect first tangible outcomes within 6–8 weeks.
What You’ll Do
- Own the SME Digital Lending product lifecycle end-to-end
- Improve risk models, approval flows, and credit decision logic
- Optimize acquisition and distribution channels
- Drive portfolio growth while balancing risk and profitability
- Prioritize based on data, unit economics, and business impact
- Work closely with Risk, Data, Engineering, Operations, and Commercial teams
- Adapt proven international lending practices to the Nigerian market
- 4–7 years of Product Management experience
- Strong background in lending for SME / B2B clients
- Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.)
- Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics
- Proven track record of scaling lending products
- Strong stakeholder management skills
- Highly data-driven decision-making approach
- Fluent English