AML Compliance Analyst
alpaca • Remote - India (EST Hours)
No Relocation
Posted: August 10, 2026
Job Description
Your Role:
Join Alpaca's global Financial Crimes team and help safeguard the integrity of our customers and the financial markets. In this role, you will support Alpaca Securities' BSA/AML, sanctions, anti-fraud, and securities surveillance programs. You will investigate potentially suspicious activity, prepare SAR recommendations and narratives, and help strengthen scalable, risk-based compliance controls.
This position reports to the AML Manager for Securities & Crypto or the AMLCO's designee. Because the role supports U.S. based operations, the individual must be able to maintain meaningful working-hour overlap with U.S. Eastern Time.
Things You Get To Do:
- Collaborate with globally-distributed teams to implement and strengthen the firm’s Financial Crimes program and identify risks across CIP/KYC, AML, Anti-Fraud, and Fraud Monitoring initiatives.
- Investigate potentially suspicious activity through transaction monitoring alerts, escalations, and referrals.
- Ensure that transaction monitoring alerts, regulatory submissions, and case investigations are completed/submitted within the established deadlines and SLAs.
- Screen individuals, entities, and transactions to assess potential matches against OFAC, global sanctions, PEP, enforcement, and adverse media watchlists.
- Review and respond to time-sensitive escalations, FinCEN 314(a) and 314(b) requests, law enforcement queries, and other regulatory inquiries.
- Support ongoing enhancements to transaction monitoring rules, policies, procedures, controls, and risk frameworks.
- Maintain audit trails with thorough, defensible documentation of investigations, alert dispositions, and compliance decisions.
- Proactively identify and escalate critical risks, emerging trends, and compliance gaps to management.
- Prepare clear, accurate, and timely SAR recommendations and narratives for management review, and support the filing of approved SARs with FinCEN.
- Partner with internal stakeholders and assist during risk assessments, remediation efforts, external audits, examinations, and regulatory engagements.
- Maintain strong knowledge of regulatory developments, financial crime typologies and red flags, trading behaviors, and regulatory expectations applicable to Alpaca’s business.
- Conduct comprehensive CIP/KYC, CDD, and EDD reviews to identify, manage, and mitigate customer and firm-wide risk.
- Evaluate source of funds, source of wealth, occupation, expected activity, and customer purpose.
- Review and disposition assigned AML, sanctions, and securities-surveillance alerts from beginning to end.
- Assist with due diligence and ongoing monitoring of introducing brokers, omnibus partners, correspondents, and other intermediaries.
Who You Are (Must-Haves):
- Excited about Alpaca’s mission and what we’re building to open financial services to everyone on the plant.
- 3-5 years of experience in Financial Crime/AML investigations (AML Alert Investigation related to retail, institutional, foreign financial firms)
- Strong understanding of U.S. regulatory requirements (e.g., BSA/AML, USA PATRIOT Act, SEC/FINRA regulations).
- Familiarity with trading activity and a variety of financial crime typologies, including spoofing, layering, wash trading, front-running, insider trading, fraud(deposit/withdrawals,account takeover/transfers) and manipulative order behavior.
- Demonstrated ability to identify and escalate unusual activity and document investigations in a clear, concise, and audit-ready manner.
- Strong investigative writing skills, including the ability to prepare clear, concise, and audit-ready case narratives and SAR recommendations.
- Strong analytical skills, sound judgment, attention to detail, and ability to prioritize multiple tasks and deadlines effectively.
- Experience using transaction-monitoring, sanctions-screening, case-management, fraud-monitoring, or securities-surveillance systems.
- Ability to work independently and adapt to a rapidly changing business and regulatory environment.
- Experience conducting open-source intelligence research and evaluating public records, adverse media, corporate information, and other investigative sources.
- Working knowledge of domestic and international payment systems.
- Ability and willingness to work a schedule that provides meaningful overlap with U.S. Eastern Time.
Who You Might Be (Nice-to-Haves):
- Knowledge of FinTech Broker Dealer Space and able to support a fast paced environment.
- Experience with U.S. Registered Broker/Dealer - Correspondent Clearing Firms.
- Familiarity with Transaction alerting platforms (e.g. riskCanvas/Genpact).
- Previous experience working in a remote or global team environment.
- Ability to identify automation opportunities and leverage AI tools to enhance efficiency.
- Experience investigating U.S. ACH, wire, brokerage transfer, ACATS, digital-asset, or cross-border payment activity.
- CAMS, CFCS, CFE, or another relevant AML, fraud, or financial crime certification preferred.
Additional Content
Your Role:
Join Alpaca's global Financial Crimes team and help safeguard the integrity of our customers and the financial markets. In this role, you will support Alpaca Securities' BSA/AML, sanctions, anti-fraud, and securities surveillance programs. You will investigate potentially suspicious activity, prepare SAR recommendations and narratives, and help strengthen scalable, risk-based compliance controls.
This position reports to the AML Manager for Securities & Crypto or the AMLCO's designee. Because the role supports U.S. based operations, the individual must be able to maintain meaningful working-hour overlap with U.S. Eastern Time.
Things You Get To Do:
- Collaborate with globally-distributed teams to implement and strengthen the firm’s Financial Crimes program and identify risks across CIP/KYC, AML, Anti-Fraud, and Fraud Monitoring initiatives.
- Investigate potentially suspicious activity through transaction monitoring alerts, escalations, and referrals.
- Ensure that transaction monitoring alerts, regulatory submissions, and case investigations are completed/submitted within the established deadlines and SLAs.
- Screen individuals, entities, and transactions to assess potential matches against OFAC, global sanctions, PEP, enforcement, and adverse media watchlists.
- Review and respond to time-sensitive escalations, FinCEN 314(a) and 314(b) requests, law enforcement queries, and other regulatory inquiries.
- Support ongoing enhancements to transaction monitoring rules, policies, procedures, controls, and risk frameworks.
- Maintain audit trails with thorough, defensible documentation of investigations, alert dispositions, and compliance decisions.
- Proactively identify and escalate critical risks, emerging trends, and compliance gaps to management.
- Prepare clear, accurate, and timely SAR recommendations and narratives for management review, and support the filing of approved SARs with FinCEN.
- Partner with internal stakeholders and assist during risk assessments, remediation efforts, external audits, examinations, and regulatory engagements.
- Maintain strong knowledge of regulatory developments, financial crime typologies and red flags, trading behaviors, and regulatory expectations applicable to Alpaca’s business.
- Conduct comprehensive CIP/KYC, CDD, and EDD reviews to identify, manage, and mitigate customer and firm-wide risk.
- Evaluate source of funds, source of wealth, occupation, expected activity, and customer purpose.
- Review and disposition assigned AML, sanctions, and securities-surveillance alerts from beginning to end.
- Assist with due diligence and ongoing monitoring of introducing brokers, omnibus partners, correspondents, and other intermediaries.
Who You Are (Must-Haves):
- Excited about Alpaca’s mission and what we’re building to open financial services to everyone on the plant.
- 3-5 years of experience in Financial Crime/AML investigations (AML Alert Investigation related to retail, institutional, foreign financial firms)
- Strong understanding of U.S. regulatory requirements (e.g., BSA/AML, USA PATRIOT Act, SEC/FINRA regulations).
- Familiarity with trading activity and a variety of financial crime typologies, including spoofing, layering, wash trading, front-running, insider trading, fraud(deposit/withdrawals,account takeover/transfers) and manipulative order behavior.
- Demonstrated ability to identify and escalate unusual activity and document investigations in a clear, concise, and audit-ready manner.
- Strong investigative writing skills, including the ability to prepare clear, concise, and audit-ready case narratives and SAR recommendations.
- Strong analytical skills, sound judgment, attention to detail, and ability to prioritize multiple tasks and deadlines effectively.
- Experience using transaction-monitoring, sanctions-screening, case-management, fraud-monitoring, or securities-surveillance systems.
- Ability to work independently and adapt to a rapidly changing business and regulatory environment.
- Experience conducting open-source intelligence research and evaluating public records, adverse media, corporate information, and other investigative sources.
- Working knowledge of domestic and international payment systems.
- Ability and willingness to work a schedule that provides meaningful overlap with U.S. Eastern Time.
Who You Might Be (Nice-to-Haves):
- Knowledge of FinTech Broker Dealer Space and able to support a fast paced environment.
- Experience with U.S. Registered Broker/Dealer - Correspondent Clearing Firms.
- Familiarity with Transaction alerting platforms (e.g. riskCanvas/Genpact).
- Previous experience working in a remote or global team environment.
- Ability to identify automation opportunities and leverage AI tools to enhance efficiency.
- Experience investigating U.S. ACH, wire, brokerage transfer, ACATS, digital-asset, or cross-border payment activity.
- CAMS, CFCS, CFE, or another relevant AML, fraud, or financial crime certification preferred.